“The decision to keep the rates unchanged signals a policy shift by the RBI from an accommodative to a neutral stance. The post demonetization era has already led to an influx of funds which has subsequently resulted in a fall in market interest rates for sectors like housing, auto and white goods and the RBI seems to have adopted a wait-and-watch policy to see if demand picks up in these sectors”.- Mr. Govind Sankaranarayanan, Chief Operating Officer – Retail Business & Housing Finance, Tata Capital
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